If you’re a first-time home buyer, the Internet contains an overwhelming amount of information meant to help you. It can be difficult to sift through everything and figure out what to focus on. So we are going to bombard you with even more information!! Kidding. But we do want to help make things easier.

In order to streamline what you need to know, Mortgage Loan Officer, Todd Ayers and I came up with the idea for this series. We would simplify the fundamentals into three parts, offering resources that first-time home buyers can rely on.
In Part 1, we talked about what it takes to “get your foot in the door.” Todd was able to dispel popular myths about mortgages. We also covered the necessary ‘first steps’ you’ll need to take to make sure you are approaching your first buying experience with the right knowledge. Catch up here!
It’s not a secret that you have to be careful while waiting for your loan to be approved. A number of mistakes can throw off the delicate debt-to-income balance while waiting for your loan to be processed. Todd Ayers is back for Part II of our ‘First-Time Buyer’ series to explain the essential “Do’s & Don’ts”.

“During the home buying process, you will have your loan underwritten. What this means is the underwriter wants to verify that everything on your application is accurate and valid. They want to make sure nothing has changed that would turn your loan from approved to not approved (or referred).
With the right precautions, you can get through your loan approval problem-free, and ready to assume your mortgage. Here are a few rules you’ll want to follow religiously from the time you apply to the time you sign at the closing table. Follow these rules, and you’ll leave with the keys to your new place!”

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